Finacy never connects to your bank. You add your monthly statements yourself, and everything stays on your phone — no AI, no internet required. Full offline security.
Linking a finance app to your bank means handing your password to another company and trusting them to keep it safe. Finacy takes a different route.
You hand your bank password to another company so it can pull your transactions in the background — every day, around the clock.
Your money information travels through other companies' computers you'll never see.
You download your monthly statement from your bank — the same file you've always been able to download — and open it in Finacy. That's it.
No password shared. No connection. Nothing leaves your phone.
Built to read the statements you give it, sort them automatically, and answer the questions that actually matter — without ever sending anything online.
Pick a chart type, choose what to group by, pick the measure, set the date range — Finacy redraws the chart for you. It's a tiny analytics workbench in your pocket, so you can answer the questions other finance apps don't even ask.
Download a statement from your bank's website yourself and open it in Finacy — a CSV or a PDF both work. The app figures out the columns for you, and reads the tables straight out of a PDF; your bank password never touches the app.
Tell Finacy once to categorize "Lufthansa" as "Travel" — and from then on every flight files itself in the right place.
Where your money goes and how this month compares to the last. All worked out right on your phone.
Pin income, expense and savings lines. Finacy shows you the runway before the month begins.
Keep separate profiles for yourself, a partner or a side business — each with its own accounts, banks and history, all on one phone.
Your records stay inside Finacy on your phone, opened by the same PIN, pattern, fingerprint or face that unlocks the device. No extra password to remember.
Most finance apps sit between you and your bank, quietly pulling your transactions through services you'll never see. Finacy doesn't. The picture on the right is the whole story.
We never see, store, or pass on your bank password — because we never ask for it.
Your transactions, categories and rules live inside Finacy on your phone. Nothing uploads in the background. Nothing is tracked.
Your data is kept safe by your phone's built-in protection, and only opens with your PIN, pattern, fingerprint or face.
Save a protected backup to your phone whenever you like. Nothing is uploaded for you.
Designed for thumbs, charts that say something, and a classify flow that respects your time.
No logging in to your bank from the app, no other company pulling your statements at night, no quiet uploading in the background. You bring the file — Finacy reads it.
You download your monthly statement from your bank yourself and open it in Finacy. No password, no connection.
You categorize each transaction yourself — and if you want, set a rule once so future transactions like it are sorted automatically. All right there on your phone.
Read the charts, set a budget, look ahead at your savings. Your records never leave the phone.
Finacy reads most bank statement files, but these are the banks we've already polished the experience for. More on the way as founders join.
Send us your bank's name and a sample statement file, and we'll make sure it works smoothly. The first batch of supporters get Finacy free for life — no asterisks.
Thanks — your request for your bank is on its way. We'll be in touch within a week.
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